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Major Exclusions

• ✗ Normal wear & tear, depreciation, and gradual deterioration
• ✗ Mechanical or electrical breakdown
• ✗ Damage from fungus, mold, vermin, rot, or long-term climate exposure
• ✗ Theft without forcible entry
• ✗ Operation involving illegal activities or violation of DGCA rules
• ✗ Air shows, races, or public demos (unless pre-approved)
• ✗ Confiscation or seizure by authorities
• ✗ War, terrorism, sabotage, nuclear risks
• ✗ Cyber-attacks or pollution-related damage
• ✗ Liability involving employees or contractors